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<article article-type="research-article" dtd-version="1.3" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xml:lang="ru"><front><journal-meta><journal-id journal-id-type="publisher-id">dt</journal-id><journal-title-group><journal-title xml:lang="ru">Цифровая трансформация</journal-title><trans-title-group xml:lang="en"><trans-title>Digital Transformation</trans-title></trans-title-group></journal-title-group><issn pub-type="ppub">2522-9613</issn><issn pub-type="epub">2524-2822</issn><publisher><publisher-name>Educational Establishment “Belarusian State University of Informatics and Radioelectronics”</publisher-name></publisher></journal-meta><article-meta><article-id pub-id-type="doi">10.38086/2522-9613-2020-3-45-50</article-id><article-id custom-type="elpub" pub-id-type="custom">dt-545</article-id><article-categories><subj-group subj-group-type="heading"><subject>Research Article</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="ru"><subject>ЭКОНОМИЧЕСКИЕ НАУКИ</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="en"><subject>ECONOMIC SCIENCES</subject></subj-group></article-categories><title-group><article-title>Цифровая трансформация в концепции управления внутренними банковскими рисками</article-title><trans-title-group xml:lang="en"><trans-title>Digital Transformation in the Concept of Internal Banking Risk Management</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Пасиницкий</surname><given-names>Д. В.</given-names></name><name name-style="western" xml:lang="en"><surname>Pasinitsky</surname><given-names>D. V.</given-names></name></name-alternatives><bio xml:lang="ru"><p>ассистент кафедры банковского дела</p><p>пр. Партизанский, д. 26, 220070, г. Минск</p></bio><bio xml:lang="en"><p>Assistant of the Department Banking</p><p>Partizansky Ave. 26, 220070 Minsk</p></bio><email xlink:type="simple">pdvbgeu@gmail.com</email><xref ref-type="aff" rid="aff-1"/></contrib></contrib-group><aff-alternatives id="aff-1"><aff xml:lang="ru"><institution>Белорусский государственный экономический университет</institution></aff><aff xml:lang="en"><institution>Belarusian State Economic University</institution></aff></aff-alternatives><pub-date pub-type="collection"><year>2020</year></pub-date><pub-date pub-type="epub"><day>14</day><month>10</month><year>2020</year></pub-date><volume>0</volume><issue>3</issue><fpage>45</fpage><lpage>50</lpage><permissions><copyright-statement>Copyright &amp;#x00A9; Пасиницкий Д.В., 2020</copyright-statement><copyright-year>2020</copyright-year><copyright-holder xml:lang="ru">Пасиницкий Д.В.</copyright-holder><copyright-holder xml:lang="en">Pasinitsky D.V.</copyright-holder><license xml:lang="ru" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>Данная работа распространяется под лицензией Creative Commons Attribution 4.0.</license-p></license><license xml:lang="en" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>This work is licensed under a Creative Commons Attribution 4.0 License.</license-p></license></permissions><self-uri xlink:href="https://dt.bsuir.by/jour/article/view/545">https://dt.bsuir.by/jour/article/view/545</self-uri><abstract><p>Статья посвящена целевому анализу перспективных смещений в руководящих идеях управления внутренними банковскими рисками. На основе проведенного исследования автором предлагается интенсифицировать внедрение в банковскую практику цифровых технологий основанных на искусственном интеллекте, машинном обучении, интеллектуальном анализе данных.</p></abstract><trans-abstract xml:lang="en"><p>The article is devoted to a targeted analysis of promising displacements in the guiding ideas of managing internal banking risks. Based on the study, the author proposes to intensify the introduction of digital technologies in banking practice based on: artificial intelligence, machine learning, data mining.</p></trans-abstract><kwd-group xml:lang="ru"><kwd>внутренний банковский риск</kwd><kwd>концепция</kwd><kwd>управление</kwd><kwd>цифровые технологии</kwd></kwd-group><kwd-group xml:lang="en"><kwd>internal banking risk</kwd><kwd>concept</kwd><kwd>management</kwd><kwd>digital technologies</kwd></kwd-group></article-meta></front><back><ref-list><title>References</title><ref id="cit1"><label>1</label><citation-alternatives><mixed-citation xml:lang="ru">Филипенок, А. Глава МВФ заявила об остановке мировой экономики/ А. Филипенок// РБК [Электронный ресурс]. – 2020. – Режим доступа: https://www.rbc.ru/economics/04/04/2020/5e882ef59a7947689874324e . Дата доступа: 04.04.2020.</mixed-citation><mixed-citation xml:lang="en">Filipenok A. The head of the IMF announced the halt of the global economy. 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